Flexible wedding loans
for your big day

  • Check your rate in 5 minutes.
  • Get funded in as fast as 1 business day.
  • Apply for a loan from $1,000 to $301,000
  • Won’t affect your credit score

Why choose NetPay for a wedding loan?

Using a loan for your wedding is a smart way to plan and pay for upcoming wedding costs such as vendors, travel, rings, and more.

A Smarter Loan

Our model looks beyond your credit score, using your education and work experience to find you the rate you deserve.

Fixed Rates and Terms

Apply for a wedding loan with 3 or 5 year terms and fixed rates of 4.8% - 31.99% APR.

No Prepayment Fees

You can prepay your wedding loan at any time with no fee or penalty.

A quick & transparent process

Apply for a wedding loan online in 3 Steps

Get Your Rate

It takes less than 5 minutes to check your rate — and it won’t affect your credit score.

Get Approved

Most borrowers are instantly approved with no paperwork required.

Get Funds Fast

Once approved, you could get your funds in 24 hours or less.

There's no such thing as too many questions

Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. NetPay Advance, Inc., is referred to here as “NetPay.”

A wedding loan is a type of personal loan used to pay for your wedding costs. Most wedding loans are unsecured loans, which means they aren’t backed by property or collateral of any kind.

When you apply for a loan through us, you’ll receive your loan funds in one lump sum. You can then use the money to pay for a ring, venue, caterers, or any other wedding-related expense.

If you don’t have money in savings or don’t want to drain your savings—you might consider other wedding financing options.

A wedding loan may make sense if:

  • Your wedding savings fund is short
  • A vendor requires a deposit before you can provide the funds
  • You don’t want to use a credit card to cover expenses
  • You want to control costs with a fixed line of credit
  • You can qualify for an affordable loan and make timely monthly payments

We offer a simple application process, fast loan decision, and flexible financing options. You may even get funded in as little as 1 business day.

After receiving your loan, you can use the funds to finance your wedding expenses, such as:

  • – Engagement and wedding rings
  • Attire
  • Venue deposits
  • Travel and lodging expenses
  • Honeymoon costs

Then, you’ll make monthly payments on the loan until you’ve repaid the balance in full or reach your payoff date.

Our lending partners offer wedding loans ranging from $1,000 to $301,000, making it easy to pay for your big day. You can even choose between 3- or 5-year terms to ensure your monthly payments work with your budget.

When you check the rates on a wedding loan, we’ll run a soft credit inquiry. A soft inquiry allows us to personalize your rates without impacting your credit score.

If you decide to move forward with your loan, we’ll run a hard credit inquiry to verify your information. A hard inquiry will impact your credit score.

We believe you’re more than your credit score. Your wedding loan rate should reflect that, too. That’s where our “smarter rates” come in.

Our model looks beyond your credit history and consider factors like education and employment to help you find the rate you deserve. See if you qualify with our easy rate check.

You can check your rate for a personal loan for a wedding in less than 5 minutes. Make sure you complete our online funding form in full and include details, such as:

  • Your desired loan amount
  • Contact information
  • Education
  • Income
  • Total savings and investments

After you receive your initial offers, simply complete your application to move forward with the best wedding loan for your needs. We’ll verify your information and walk you through the funding process. Then, you can use your loan to cover any planned or unexpected wedding costs.

Explore

Other Personal Loan Options