Make the right move
with a moving loan

  • Check your rate in 5 minutes.
  • Get funded in as fast as 1 business day.
  • Apply for a loan from $1,000 to $301,000
Check your rate
  • Won’t affect your credit score

Why choose NetPay for your moving loan?

A moving loan is a smart way to pay for a cross-country move or other moving costs such as truck rental, storage, and more.

A Smarter Loan

Our model consider factors beyond your credit score, like education and employment, to find you a rate you deserve.

Fixed rates and terms

Review moving loan offers with 3 or 5 year terms, and fixed rates of 4.8% - 31.99% APR.

No prepayment fees

You can pay off your loan early with no fee or penalty.

Customers Testimonials

We've helped more than 1 million customers.

This was my first time applying for a online loan and I would recommend NetPay Advance to anyone who finds themselves in unexpected financial need. The process was easy to go through the questions I had answered in a timely professional manner by knowledgeable polite loan associates.

Idris Allisson

My experience was very easy and the rate is more than fair. I definitely recommend taking a look at what they have to offer. Especially if you don’t have the greatest financial history. Most importantly the repayment amount and schedule were terms I could definitely live with. Thank you NetPay Advance.

Fatima Hassan

The process was very easy , doesn’t take a lot of time. I got my loan in 24 hours , time matters when you are asking for a loan. I will recommend highly to friends and family.

Paul Hill

A quick & transparent process

Apply for a moving loan online in 3 Steps

Get Your Rate

It takes less than 5 minutes to check your rate — and it won’t affect your credit score.

Get Approved

Most borrowers are instantly approved with no paperwork required.

Get Funds Fast

Once approved, you could get your funds in 24 hours or less.
Check your rate

There's no such thing as too many questions

Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. NetPay Advance, Inc., is referred to here as “NetPay.”

01. What is a moving loan?

A moving loan, also called a relocation loan, is a type of personal loan you can use to pay for moving costs. Most moving loans on our platform are unsecured, which means you aren’t required to back up your loan with collateral.

02. What can I use a moving loan for?

You can use the funds from your moving loan for a variety of relocation costs, such as hiring movers, paying for security deposits, purchasing moving insurance, and covering hidden moving costs.

03. How much can I borrow with a moving loan?

Our platform offers moving loan amounts between $1,000 and $301,000. It’s important to note that some states require specific minimum loan amounts. The exact amount you can borrow depends on what you qualify for based on your application information.

04. Can I use a credit card for my moving expenses?

Yes, but since credit cards are a type of revolving credit, they can lead to overspending and high interest debt. Credit cards can be a good option if you’re able to pay off your balance in full each month.

Consider getting a moving loan since they’re more predictable. You’ll get a lump sum of money upfront, with a fixed interest rate. Once you get the funds, you can budget your monthly payments in advance.

05. Should I take out a loan to move out?

A moving loan can be a good choice for you if you’re unable to cover all of your moving costs. Before committing to a moving loan, remember that you have to pay back the funds plus interest, and there may be additional fees. Consider how much you’ll need to pay over the life of the loan before you sign on any dotted lines.

06. What are the benefits of getting a moving loan through NetPay?

We take the time to consider more than your credit score to determine if you can qualify for a moving loan. Benefits include:

  • Fast and seamless online application
  • No prepayment penalty
  • Fixed interest rates
  • Predictable monthly payments
  • Direct deposit for funds

Explore

Other Personal Loan Options

NetPay Advance is a state-licensed direct lender. See our rates and terms page for more information. In Texas, NetPay Advance is a state-licensed credit access business (CAB) and maintains a partnership(s) with a state-licensed direct lender(s) to facilitate safe and secure loans for our customers.

With an eligible debit card provided, all customers can access instant funding.

By submitting your information you understand and agree to our Privacy Policy and Terms of Use

Short-term Loan 14-day APR Range: 2731.07% – 514.29% APR varies per state regulations. Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or “rollover” your loan, your principal balance may not be reduced and you will owe additional fees and/or interest.

Customer Notice: Short-term advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counseling.

California residents: By using this site you acknowledge disclosure of your rights under the California Consumer privacy protection act of 2018 as disclosed in our California Resident’s Privacy Policy Addendum. NetPay Advance, Inc. is licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law and California Debt Collector Licensing Act. License Number: 10977-99.