Simplify Student
Loan payments

  • Check your rate in 5 minutes.
  • Get funded in as fast as 1 business day.
  • Apply for a loan from $1,000 to $50,000
Check your rate
  • Won’t affect your credit score

Why choose NetPay for your online student loan?

With a student loan, you can access the funds you need to get more out of life.

Flexible Loan Amounts

Our lenders can refinance some or all of your student loans into a private loan.

Fixed Rates and Terms

Choose between student loans in 3 or 5 year terms, with fixed rates of 4.8% - 31.99% APR.

No Prepayment Fees

You can prepay your loan at any time with no fee or penalty.

Customers Testimonials

We've helped more than 1 million customers.

NetPay Advance helped me out when I really needed it. Their application process was so fast and easy. I’m so pleased with their services.

Jennifer Smith

NetPay Advance is by far the best payday loan agency I have ever done business with. Staff are kind and polite, the time it takes to get my fund after an approval is immediate, and they are very understanding when once in a while I have to postpone my payment to future date.

Richard Scott

My experience was very easy and the rate is more than fair. I definitely recommend taking a look at what they have to offer. Especially if you don’t have the greatest financial history. Most importantly the repayment amount and schedule were terms I could definitely live with. Thank you NetPay Advance.

Fatima Hassan

A quick & transparent process

Apply for a student loan online in 3 Steps

Get Your Rate

It takes less than 5 minutes to check your rate — and it won’t affect your credit score.

Get Approved

Most borrowers are instantly approved with no paperwork required.

Get Funds Fast

Once approved, you could get your funds in 24 hours or less.
Check your rate

There's no such thing as too many questions

Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. NetPay Advance, Inc., is referred to here as “NetPay.”

01. What are private student loans?

We have a long and proud history givin emphasis to environment social and economic outcomes to deliver places that respond.Lorem ipsum dolor sit amet, consectetur adipisicing elit. sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

02. Tell us about your ideal assistant

We have a long and proud history givin emphasis to environment social and economic outcomes to deliver places that respond.Lorem ipsum dolor sit amet, consectetur adipisicing elit. sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

03. Meet and approve your assistant

We have a long and proud history givin emphasis to environment social and economic outcomes to deliver places that respond.Lorem ipsum dolor sit amet, consectetur adipisicing elit. sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

Explore

Other Personal Loan Options

NetPay Advance is a state-licensed direct lender. See our rates and terms page for more information. In Texas, NetPay Advance is a state-licensed credit access business (CAB) and maintains a partnership(s) with a state-licensed direct lender(s) to facilitate safe and secure loans for our customers.

With an eligible debit card provided, all customers can access instant funding.

By submitting your information you understand and agree to our Privacy Policy and Terms of Use

Short-term Loan 14-day APR Range: 2731.07% – 514.29% APR varies per state regulations. Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or “rollover” your loan, your principal balance may not be reduced and you will owe additional fees and/or interest.

Customer Notice: Short-term advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counseling.

California residents: By using this site you acknowledge disclosure of your rights under the California Consumer privacy protection act of 2018 as disclosed in our California Resident’s Privacy Policy Addendum. NetPay Advance, Inc. is licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law and California Debt Collector Licensing Act. License Number: 10977-99.