LEGAL

NetPay Advance Licenses

NetPay Advance is an online payday lender in California, Kansas, Missouri, Texas, and Utah.

Learn more about our state-licensed online payday loans.

California

NetPay Advance, Inc dba NetPay Advance is an online payday loan company that is a State Licensed Direct Lender by the California Department of Financial Protection and Innovation (DFPI). We follow all state regulations for personal lending in the state of California. Contact details for the DFPI can be found here.

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Texas

NPATX, LLC dba NetPay Advance is a Credit Services Organization licensed by the OCC of Texas. We follow all state regulations for personal lending in the state of Texas. Contact details for the Texas Office of the Consumer Credit Commissioner can be found here.

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Kansas

NPAKS, LLC dba NetPay Advance is a Supervised Lender licensed by the State Banking Commission of Kansas. We follow all state regulations for personal lending in the state of Kansas. Contact details for the Kansas Office of the State Banking Commissioner (OSBC) can be found here.

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Utah

NPAUT, LLC dba NetPay Advance is a supervised consumer lender licensed by the Utah Department of Financial Institutions. We follow all state regulations for personal lending in the state of Utah. Contact details for the Utah Department of Financial Institutions can be found here.

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Missouri

NPAMO, LLC dba NetPay Advance is a supervised consumer credit lender licensed by the Missouri Division of Finance. We follow all state regulations for personal lending in the state of Missouri. The maximum Annual Percentage Rate (APR) that is being on charged on loans in the state of Missouri from NPAMO, LLC dba NetPay Advance is 360.00%. Contact details for the Missouri Division of Finance can be found here.

View MO License

Licenses

NetPay Advance is a state-licensed direct lender. See our rates and terms page for more information. In Texas, NetPay Advance is a state-licensed credit access business (CAB) and maintains a partnership(s) with a state-licensed direct lender(s) to facilitate safe and secure loans for our customers.

With an eligible debit card provided, all customers can access instant funding.

By submitting your information you understand and agree to our Privacy Policy and Terms of Use

Short-term Loan 14-day APR Range: 2731.07% – 514.29% APR varies per state regulations. Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or “rollover” your loan, your principal balance may not be reduced and you will owe additional fees and/or interest.

Customer Notice: Short-term advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counseling.

California residents: By using this site you acknowledge disclosure of your rights under the California Consumer privacy protection act of 2018 as disclosed in our California Resident’s Privacy Policy Addendum. NetPay Advance, Inc. is licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law and California Debt Collector Licensing Act. License Number: 10977-99.