Turn your house into
a dream home today
Why choose NetPay for your home improvement loan?
Flexible Loan Amounts
Term Period Options
No Collateral Required
Customers Testimonials
We've helped more than 1 million customers.
I have been financially stressed and needed a way out and NetPay Advance was there in a fix. I don’t care for the amount I have to pay back but it helped me catch up and now I have just the one payment to get thru.
The process was very easy , doesn’t take a lot of time. I got my loan in 24 hours , time matters when you are asking for a loan. I will recommend highly to friends and family.
This was my first time applying for a online loan and I would recommend NetPay Advance to anyone who finds themselves in unexpected financial need. The process was easy to go through the questions I had answered in a timely professional manner by knowledgeable polite loan associates.
A quick & transparent process
Apply for a home improvement loan online in 3 Steps
Get Your Rate
Get Approved
Get Funds Fast
There's no such thing as too many questions
Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. NetPay Advance, Inc., is referred to here as “NetPay.”
A home improvement loan is a type of personal loan you can use to get funds for home repairs and projects. NetPay and many lenders typically offer unsecured loans for home improvement, which means you don’t need to back up your loan with collateral.
A home improvement loan can be used for expenses related to many different types of home repairs or projects. If you pay off your home improvement project and you have some of your loan funds leftover, you can use the funds for other bills or you can add it onto your loan’s next monthly payment to pay it off faster.
You can use a home improvement loan to remodel a kitchen, add a bathroom, expand a room, repair a deck, replace a roof, install solar panels or whatever else you dream up!
If you’re unsure about how the home improvement loan process works, check it out below:
- Check your options and get your rate. We’ll ask you some questions you can answer in a matter of minutes. Details we’ll need include the loan amount, loan purpose, your full name, date of birth, address, and email.
- After you submit the information above, we’ll find you options you qualify for. Then, you can select the amount, term, and rate that fit your financial needs.
- Next, we’ll ask you to submit a loan application with more information about you and your bank account so we can validate it. Unlike some lenders, we consider more than your credit score to determine whether you’ll qualify for a home remodel loan. Additional factors we consider include your education⁹ and employment.
- After you’ve accepted the final terms of the loan agreement, we’ll start working on approving and funding your loan. You could get funded in as fast as 1 business day.
NetPay offers low-interest, fixed-rate home improvement loans between $1,000 – $301,000 for home renovation projects to customers.
Home equity is the amount of your home that you own. If you don’t have home equity, but you need funds for a home remodel project, apply for an unsecured personal loan for home improvements. NetPay’s platform offers unsecured home improvement loans that give you the power to tackle all of your home improvement needs, regardless of your equity.
It’s a great choice if you need some money to help you fund a home repair or project.
- Quick and simple online application
- Fixed interest rates
- Predictable monthly payments
- Direct deposit for funds
